XMG Prime Yield Tokens (XPYT) are a currency‑linked, yield‑generation class of Digital Credit Note (DCN) Tokens engineered as asset‑linked credit instruments, not speculative investment products. Purpose‑built for yield‑seeking participants, XPYTs deliver predictable, transparent and collateral‑backed on‑chain yield tied directly to XMG currency‑pegged tokens such as EUXM, UKXM, and JPXM.

As DCNs, XPYTs are ERC‑20 compliant, built on the PNP16 high‑fidelity data standard, and trade natively on HootDex, benefiting from its central limit order book, deterministic settlement engine, and full Digital Asset Treasury collateralization. This positions XPYTs as secured, asset‑denominated credit notes, not investment contracts, yield is fixed, collateralized and independent of managerial performance or speculative upside.

XPYTs provide an 8%, on average, annual yield, distributed hourly through Yield Tokens that are redeemable quarterly in USXM. Each XPYT is priced at 100× the real‑time value of its underlying currency‑pegged token, creating higher‑denomination, easy‑to‑track credit units that mirror traditional secured notes while maintaining direct linkage to stable‑value, currency‑pegged digital assets. Because XPYTs are DAT‑backed, ERC‑20 compatible, PNP16‑verified and executed through HootDex’s institutional‑grade trading infrastructure, they deliver predictable yield, transparent collateralization and verifiable liquidity, making them a purpose‑built instrument for institutions, traders and dedicated yield seekers seeking structured exposure to currency‑pegged digital assets.