XMG Asset Yield Tokens (“XAYT”)

XMG Apex Yield Tokens (XAYT) are a commodity‑linked, yield‑generation class of Digital Credit Note (DCN) Tokens engineered as asset‑linked credit instruments, not speculative investment products. Designed specifically for yield‑seeking participants, XAYTs provide predictable, transparent, and collateral‑backed on‑chain yield tied directly to XMG commodity‑exposure tokens such as AUXM (gold exposure), AGXM (silver exposure), and other commodity‑anchored digital assets.

As DCNs, XAYTs are ERC‑20 compliant, built on the PNP16 high‑fidelity data standard, and trade natively on HootDex, where they benefit from the platform’s central limit order book, deterministic settlement engine, and Digital Asset Treasury collateralisation protocol. This positions XAYTs as secured, asset‑denominated credit notes rather than speculative investment contracts—where the programmatic yield is fixed, collateralised, and completely independent of managerial performance.

Yield & Denomination Structure: XAYTs provide an average 8% annual yield distributed hourly through Yield Tokens that are redeemable quarterly in USXM by the issuer. Each XAYT is priced at exactly 10× the real‑time value of its underlying commodity‑exposure token, creating higher‑denomination, easy‑to‑track credit units that mirror traditional secured notes while maintaining direct linkage to real‑world commodity pricing.