XMG Prime Yield Tokens (“XPYT”)

XMG Prime Yield Tokens (XPYT) are a currency‑linked, yield‑generation class of Digital Credit Note (DCN) Tokens engineered as asset‑linked credit instruments, not speculative investment products. Purpose‑built for yield‑seeking participants, XPYTs deliver predictable, transparent, and collateral‑backed on‑chain yield tied directly to XMG currency‑pegged tokens such as EUXM, UKXM, and JPXM.

As DCNs, XPYTs are ERC‑20 compliant, built on the PNP16 high‑fidelity data standard, and trade natively on HootDex, benefiting from its central limit order book, deterministic settlement engine, and full Digital Asset Treasury collateralisation. This positions XPYTs as secured, asset‑denominated credit notes rather than speculative investment contracts—where the programmatic yield is fixed, collateralised, and completely independent of managerial performance or market upside.

Yield & Denomination Structure: XPYTs provide an average 8% annual yield distributed hourly through Yield Tokens that are redeemable quarterly in USXM. Each XPYT is priced at exactly 100× the real‑time value of its underlying currency‑pegged token, creating higher‑denomination, easy‑to‑track credit units that mirror traditional secured notes.