XMG Apex Yield Tokens (XAYT) are a commodity‑linked, yield‑generation class of Digital Credit Note (DCN) Tokens engineered as asset‑linked credit instruments, not speculative investment products. Designed specifically for yield‑seeking participants, XAYTs provide predictable, transparent and collateral‑backed on‑chain yield tied directly to XMG commodity‑exposure tokens such as AUXM (gold exposure), AGXM (silver exposure), and other commodity‑anchored digital assets.

As DCNs, XAYTs are ERC‑20 compliant, built on the PNP16 high‑fidelity data standard, and trade natively on HootDex, where they benefit from the platform’s central limit order book, deterministic settlement engine and  Digital Asset Treasury collateralization protocol. This positions XAYTs as secured, asset‑denominated credit notes, not investment contracts, yield is fixed, collateralized and independent of managerial performance.

XAYTs provide an 8%, on average, annual yield, distributed hourly through Yield Tokens that are redeemable quarterly in USXM by the issuer. Each XAYT is priced at 10× the real‑time value of its underlying commodity‑exposure token, creating higher‑denomination, easy‑to‑track credit units that mirror traditional secured notes while maintaining direct linkage to real‑world commodity pricing. Because XAYTs are DAT‑backed, ERC‑20 compatible, PNP16‑verified and executed through HootDex’s institutional‑grade trading infrastructure, they deliver predictable yield, transparent collateralization and verifiable liquidity, making them a purpose‑built instrument for institutions, traders and dedicated yield seekers seeking structured exposure to commodity‑exposure digital assets.